Need Money Now.

Getting Quick Money Loans.

  • Are You In Need of a Loan?
    You can complete our online form in minutes.
  • All Online & No Faxing
    Fast Loan Process. Your Information Is Safe and Secure.
  • Approval as Soon as Same Day
    Loans from $100 - $35,000. Cash Direct Deposited

Need Cash Now

Need Money Now

Frequently Asked Questions

We understand you are here because you need money today.

A payday Loan is a short term cash loan that doesn't include all the strict requirements that a traditional bank loan has. Payday Advances are quick, easy and convenient so consumers can address short term and immediate financial needs, like emergency home or auto repairs, unexpected medical bills, or in times where you're falling just a bit short on your budget before next payday.

Qualifying for a payday loan is simple. The basic requirements are:

  • You must be at least 18 years of age
  • Have a regular source of income, either through employment or benefits
  • You must have an active bank account that allows for direct deposits

To be approved for a payday loan, you must meet the basic requirements above. The specific lender you are matched with may have additional eligibility requirements based on its own approval criteria. Factors such as income, direct deposit of your pay, past payday loan history and state of residence may affect the approval of your loan or the amount that you are approved for.

The amount a lender is willing to give you depends on how the lender evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders in our network will loan between $100 and $1,000.

Yes! Need Money Now is partnered with lenders who specialize in lending to those with less than perfect credit. Unlike traditional lenders that only consider your credit score, we look at additional areas of your finances, including time of employment, income and other factors. Our lenders' flexibility allows for applicants with good credit, bad credit or no credit to be approved for a loan as long as they meet the minimum eligibility qualifications of a steady source of income and an open bank account.

If your application has been approved, Need Money Now will notify you and direct you to your lender’s loan agreement page where you can review and electronically accept the rate and repayment terms. You will also receive an email confirmation with a link to the loan agreement page.

Once your application is approved and you've electronically signed for your loan, funds are directly deposited into the borrower's checking account. Deposit times may vary based on personal eligibility. Funds usually are deposited into your bank account by the next business day.

Cost of Borrowing varies and is based on a borrower's personal eligibility for a loan. Upon approval for a loan, rate and repayment terms are presented to you. Remember, no loan is issued unless the borrower electronically accepts the rate and repayment terms.

Your loan is typically due on your next pay date. However, some lenders will allow for extended repayment options for a fee. Please contact your lender directly if you have repayment questions.

Need Money Nows is a loan matching service provider, not a direct lender. The lender you are matched with has its own policies regarding late payments. These policies can be reviewed within the lender's terms and conditions before accepting a loan. If you are unable to make a payment on time, please contact your lender directly discuss an alternative payment schedule.

We use industry-recognized security and advanced encryption technology to protect your personal information. Your information is transmitted and stored securely in an encrypted format. Please review our privacy policy for additional details.

If you can’t make your loan payments on time, you may be in default of your loan obligations. If that happens, your lender may try and secure repayment from you using debt collection methods that are professional, fair and in compliance with the law. Lenders should follow the Fair Debt Collection Practices Act guidelines when attempting to collect loans in default. Late payments and loan defaults may adversely affect your credit and may make it difficult to obtain future personal loans.

About Us

When you are in need of a quick cash loan, then you want to find a website that will help you get that loan quickly and easily, and Here We Are.

We are here to help you obtain the loan you need. We work with hundreds of direct lenders that can currently provide loans from $100 to $35,000.

We pride ourselves on our ability to help others with their loan needs and provide assistance to them and their families. While our main product is the financing of loans, our primary goal is to provide our customers with the best service that they can get. We understand our customers need for person to person interactions so we make it a priority to provide what is expected.

Our customer service policies have been part of our mission since our company was founded. Led by our management team, our employees have a passion for helping others. Our dedication to our customers goes beyond one on one interaction and extends into the community where we value each member.

Our focus on our customers needs and desires allows our company to stand out above our competitors. We understand that our customers want to be given loan information in easy to understand terms. We use state of the art technologies in communicating with our clients in order to make for easy exchanges of information. We strive to make experiences with us pleasurable so that in the future when special needs arise, you will think of us first.