We understand you are here because you need money today.
Need Money Now wants consumers to be educated, make smart financial decisions, and to be protected from malicious personal consumer lenders and other unsavory businesses that engage in unlawful and unethical lending practices.
Need Money Now's policies and practices conform to applicable provisions of fair lending laws like the Truth in Lending Act. Before a consumer enters into a loan agreement, the lender should provide you in writing (this can be electronically) with the exact fees, rates, charges, roll over charges and other details. Visit the Rates and Fees section of this website to learn about current regulations and laws in your state.
The Dodd-Frank Wall Street Reform Act states that all lenders must engage in "fair lending" practices. The Consumer Financial Protection Bureau enforces fair lending rules and regulations.
Need Money Now is committed to working with lenders that obey the Fair Debt Collection Practices Act. Need Money Now is not the lender or debt collector. Lenders in our network are required to avoid the following practices:
Need Money Now will not do business with lenders that intentionally and repeatedly violate the Fair Debt Collection Practices Act.
Current State Regulations
Need Money Now encourages lenders to follow applicable federal and state regulations. This includes conformity with local laws regarding interest rates, maximum loan terms, rollover limits, fees, cooling-off periods in between loans, and other loan terms. Lenders that are an extension of a federally recognized Indian Tribe act as independent sovereign nations and may not be required to follow local laws regarding rates, fees and other loan terms, although such lenders conform to federal lending laws including the Truth in Lending Act.
When you are in need of a quick cash loan, then you want to find a website that will help you get that loan quickly and easily, and Here We Are.
We are here to help you obtain the loan you need. We work with hundreds of direct lenders that can currently provide loans from $100 to $35,000.
We pride ourselves on our ability to help others with their loan needs and provide assistance to them and their families. While our main product is the financing of loans, our primary goal is to provide our customers with the best service that they can get. We understand our customers need for person to person interactions so we make it a priority to provide what is expected.
Our customer service policies have been part of our mission since our company was founded. Led by our management team, our employees have a passion for helping others. Our dedication to our customers goes beyond one on one interaction and extends into the community where we value each member.
Our focus on our customers needs and desires allows our company to stand out above our competitors. We understand that our customers want to be given loan information in easy to understand terms. We use state of the art technologies in communicating with our clients in order to make for easy exchanges of information. We strive to make experiences with us pleasurable so that in the future when special needs arise, you will think of us first.